Income Protection Insurance

Income protection insurance replaces your income in case you are unable to work through illness or injury, it does not cover redundancy. The insurance policy will replace a significant part of your lost earnings, typically half to two-thirds of your salary. As it is a tax free benefit this will replace most of your lost income. Unlike accident, sickness and unemployment cover, it will continue paying until you go back to work or you reach your retirement date typically 60 or 65. It is sometimes offered by employers as part of an overall benefits package and is a very valuable benefit.

Also see

Accident Sickness and Unemployment Critical Illness Life Insurance

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